We help families and businesses in our community understand their risks and get the right coverage — without the runaround. Real conversations. Real protection.
From your home and car to your business and employees — Harbor Point has you covered across the lines that matter most.
Liability, comprehensive, collision, and uninsured motorist coverage — tailored to your vehicles and budget.
Get a Quote →Protect your home, belongings, and liability exposure with a policy built around your property's specific risks.
Get a Quote →Affordable coverage for your personal belongings and liability — even if you don't own the building.
Get a Quote →Coverage for bodily injury, property damage, and personal/advertising injury for your business operations.
Get a Quote →Protect your business vehicles and the employees who drive them — with flexible limits and coverage options.
Get a Quote →State-required coverage that protects your employees and your business when on-the-job injuries happen.
Get a Quote →My name is Eric Youngblood, and I started Harbor Point Insurance because I believe people in our community deserve better than what they've been getting from insurance — confusing policies, impersonal service, and agents who disappear after the sale.
I grew up here, went to Haughton High School, and came back to this community with an MBA and a simple mission: help families and businesses protect what they've worked hard to build. I'm an entrepreneur at heart — I've always been drawn to creating things that solve real problems. Harbor Point is my answer to a problem I saw too many people dealing with: not knowing if they were actually protected.
I think of what I do as risk management, not sales. My job isn't to sell you a policy — it's to help you understand your actual risks and make sure you're covered for what matters. That means real conversations, the right questions, and honesty about what you need and what you don't.
When you work with Harbor Point, you're working with me directly. I'm in the community — at the farmers market, at chamber events, talking with local businesses. I'm not hiding behind a 1-800 number. I'm your neighbor, and I take that responsibility seriously.
Quick guides and tools to help you understand your insurance options and make smarter decisions.
Understand liability limits, comprehensive vs. collision, and what coverage you actually need in Louisiana and Texas.
Read the Guide →Learn what a homeowners policy covers — and what it doesn't — so you're never caught off guard at claim time.
Read the Guide →A straightforward checklist to help small business owners identify the coverage gaps that could put their business at risk.
Read the Guide →Quick answers to the questions we hear most — covering all six lines of business and how Harbor Point works.
View All FAQs →Everything you need to know about renters insurance in Louisiana — what it covers, what it costs, and why every renter needs it.
Read the Guide →Quick answers to the most common insurance questions — coverage, claims, costs, and everything in between.
View All FAQs →Get a free quote in minutes or reach out directly. Harbor Point is here to help.
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